IndusInd Bank
IndusInd Bank Personal Loan
- Fast-track approval for IndusInd account holders
- Competitive starting rate
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed
Federal Bank
BANK · Since 1931
Federal Bank Personal Loan with a notably low rate ceiling (17.99%) and strong NRI-friendly processing.
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (3%)
Total cost of this loan
✨ interest + processing fee
NRIs and Kerala-region customers who want a low rate ceiling and short (up to 4-year) tenure.
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
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Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed
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