Federal Bank
Federal Bank Personal Loan
Rate from10.49%
Max amount₹25 L
EMI/L · 5y₹2,149
DisbursalWithin 3 business days
- Low rate ceiling (17.99%)
- NRI-friendly processing
Min salary: ₹15K · CIBIL: 700+ · Salaried · Self-employed
Personal Loan
IDFC FIRST Bank Personal Loan
IDFC FIRST Bank
BANK · Since 2015
IDFC FIRST Bank Personal Loan with instant approval, zero foreclosure charges, and a complimentary lifetime-free credit card.
Interest rate10.49%– 26.00%
Up to₹40 Lmax amount
DisbursalSame day for IDFC FIRST customers
Min CIBIL700+
Calculate your EMI
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
₹5,00,000
3 years
10.49%
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (3.5%)
Total cost of this loan
✨ interest + processing fee
Key features
- Lifetime free credit card bundled
- Instant approval for IDFC FIRST customers
- Zero foreclosure charges
Who is this loan best for?
IDFC FIRST salary-account holders who want a bundled lifetime-free credit card and zero foreclosure charges.
Rate and prepayment
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
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Min salary: ₹15K · CIBIL: 700+ · Salaried · Self-employed · Professional
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EMI/L · 5y₹2,149
DisbursalWithin 3 business days
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