State Bank of India
SBI Business Loan
Rate from11.15%
Max amount₹5 Cr
EMI/L · 4y₹2,592
Disbursal7-15 business days
- Mudra loans available
- Collateral-free up to ₹2Cr
CIBIL: 700+ · Self-employed · Professional
★ FeaturedBusiness Loan
Lendingkart Business Loan
Lendingkart
NBFC · Since 2014
Lendingkart Business Loan — fintech NBFC with 72-hour disbursal and GST-based underwriting.
Interest rate12.00%– 27.00%
Up to₹2 Crmax amount
Disbursal72 hours
Min CIBIL650+
Calculate your EMI
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
₹10,00,000
3 years
12.00%
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (3%)
Total cost of this loan
✨ interest + processing fee
Key features
- Online-first process
- Disbursal in 72 hours
- Minimal documentation
- GST-based underwriting
Who is this loan best for?
Micro-businesses with 2+ years of GST filings wanting 72-hour digital-only disbursal.
Rate and prepayment
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Compare with other business loans
HDFC Bank
HDFC Bank Business Loan
Rate from11.50%
Max amount₹50 L
EMI/L · 4y₹2,609
Disbursal5-10 business days
- Collateral-free
- Digital-first application
CIBIL: 700+ · Self-employed · Professional
Bajaj Finance
Bajaj Finance Business Loan
Rate from14.00%
Max amount₹50 L
EMI/L · 4y₹2,733
Disbursal48-72 hours
- No collateral required
- Flexible EMI options
CIBIL: 685+ · Self-employed · Professional
Tata Capital
Tata Capital Business Loan
Rate from14.00%
Max amount₹75 L
EMI/L · 4y₹2,733
Disbursal3-5 business days
- Tata Group servicing
- Working-capital and term-loan options
CIBIL: 700+ · Self-employed · Professional