HDFC Bank
HDFC Bank Business Loan
Rate from11.50%
Max amount₹50 L
EMI/L · 4y₹2,609
Disbursal5-10 business days
- Collateral-free
- Digital-first application
CIBIL: 700+ · Self-employed · Professional
★ FeaturedBusiness Loan
SBI Business Loan
State Bank of India
BANK · Since 1955
SBI Business Loan — collateral-free up to ₹2 crore under CGTMSE, with Mudra and MSME-specific schemes.
Interest rate11.15%– 15.35%
Up to₹5 Crmax amount
Disbursal7-15 business days
Min CIBIL700+
Calculate your EMI
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
₹10,00,000
4 years
11.15%
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (1.5%)
Total cost of this loan
✨ interest + processing fee
Key features
- Mudra loans available
- Collateral-free up to ₹2Cr
- CGTMSE coverage
Who is this loan best for?
MSMEs and small businesses wanting collateral-free credit up to ₹2 crore under CGTMSE coverage.
Rate and prepayment
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Compare with other business loans
Lendingkart
Lendingkart Business Loan
Rate from12.00%
Max amount₹2 Cr
EMI/L · 4y₹2,633
Disbursal72 hours
- Online-first process
- Disbursal in 72 hours
CIBIL: 650+ · Self-employed · Professional
Bajaj Finance
Bajaj Finance Business Loan
Rate from14.00%
Max amount₹50 L
EMI/L · 4y₹2,733
Disbursal48-72 hours
- No collateral required
- Flexible EMI options
CIBIL: 685+ · Self-employed · Professional
Tata Capital
Tata Capital Business Loan
Rate from14.00%
Max amount₹75 L
EMI/L · 4y₹2,733
Disbursal3-5 business days
- Tata Group servicing
- Working-capital and term-loan options
CIBIL: 700+ · Self-employed · Professional