Bank of Baroda
BANK · Since 1908
Bank of Baroda Personal Loan — one of the lowest rate ceilings among PSU banks, with tenure up to 7 years.
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (2%)
Total cost of this loan
✨ interest + processing fee
PSU-bank preferrers who want the lowest rate ceiling and longest tenure on an unsecured personal loan.
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
IndusInd Bank
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed
IDFC FIRST Bank
Min salary: ₹20K · CIBIL: 700+ · Salaried · Self-employed · Professional
Axis Bank
Min salary: ₹15K · CIBIL: 700+ · Salaried · Self-employed · Professional
Federal Bank
Min salary: ₹15K · CIBIL: 700+ · Salaried · Self-employed