Bank of Baroda
Bank of Baroda Home Loan
- Lowest starting rate among major banks
- Government bank reliability
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Bajaj Finance
NBFC · Since 1987
Bajaj Housing Finance Home Loan — competitive starting rate with door-step documentation and top-up up to ₹1 crore.
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (1.5%)
Total cost of this loan
✨ interest + processing fee
Mid-to-premium borrowers wanting NBFC speed with access to a ₹1 crore top-up facility.
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Bank of Baroda
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
LIC Housing Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
State Bank of India
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
PNB Housing Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional