Bank of Baroda
BANK · Since 1908
Bank of Baroda Home Loan — lowest headline rate among major banks and full PMAY subsidy eligibility.
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (0.25%)
Total cost of this loan
✨ interest + processing fee
Rate-optimisers and first-time buyers — lowest headline rate plus PMAY subsidy eligibility.
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
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