State Bank of India
BANK · Since 1955
SBI Home Loan carries the lowest processing fee among major banks, MCLR-linked rates, and full PMAY subsidy eligibility.
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (0.35%)
Total cost of this loan
✨ interest + processing fee
First-time home buyers who want the lowest processing fee and PMAY subsidy eligibility.
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
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Bajaj Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional