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at 8.40% (lowest available)
Showing 12 home loans
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Bank of Baroda
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
State Bank of India
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
LIC Housing Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
PNB Housing Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Bajaj Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Federal Bank
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Kotak Mahindra Bank
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Tata Capital
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
HDFC Bank
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
ICICI Bank
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Axis Bank
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
IDFC FIRST Bank
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Showing 12 of 12 home loans. Browse all loan types →
Home loans are secured against the property you buy or construct. Rates are MCLR- or EBLR-linked and typically start at 8.40% for the cleanest profiles. Tenures run up to 360 months (30 years). The three-way choice is usually between PSU banks (lowest rates, slowest processing), private banks (balanced), and HFCs like LIC HFL or PNB HFL (good for non-metro cities). Bank of Baroda and SBI carry the lowest headline rates in April 2026 — 8.40% and 8.50% respectively.
Want to calculate EMI for a specific loan amount and tenure? Use our EMI calculator. Looking for a different loan type? See our full loans hub.