PNB Housing Finance
HFC · Since 1988
PNB Housing Finance Home Loan — independent HFC with strong construction-finance and loan-against-property options.
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (0.5%)
Total cost of this loan
✨ interest + processing fee
Buyers who also need construction finance or a loan-against-property bundle from a single lender.
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Bank of Baroda
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
LIC Housing Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
State Bank of India
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Bajaj Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional