Bank of Baroda
Bank of Baroda Home Loan
- Lowest starting rate among major banks
- Government bank reliability
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
HDFC Bank
BANK · Since 1994
HDFC Bank Home Loan with a capped ₹3,000 processing fee for salaried and the broad home-loan book HDFC inherited from HDFC Ltd.
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Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (0.5%)
Total cost of this loan
✨ interest + processing fee
Salaried home buyers wanting a capped ₹3,000 processing fee and full online servicing.
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Bank of Baroda
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
LIC Housing Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
State Bank of India
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
PNB Housing Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional