Bank of Baroda
Bank of Baroda Home Loan
- Lowest starting rate among major banks
- Government bank reliability
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Kotak Mahindra Bank
BANK · Since 2003
Kotak Mahindra Home Loan with a narrow rate band (8.70% floor) and doorstep documentation service.
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (0.5%)
Total cost of this loan
✨ interest + processing fee
Prime-CIBIL borrowers wanting a tight rate band and doorstep documentation from a private bank.
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Bank of Baroda
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
LIC Housing Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
State Bank of India
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
PNB Housing Finance
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional